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If your debt has reached a point where you can no longer realistically keep up with repayments, sequestration may be a legal way forward.
Sequestration is the South African legal process used to help people who are insolvent - meaning their debt has become unmanageable.
In simple terms, sequestration can:
You may have searched for bankruptcy or insolvency. In South Africa, these situations are legally dealt with through sequestration, and we’ll explain everything in plain, easy-to-understand language.
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Many people are trapped in debt review without realizing there is a faster, more effective legal solution
Sequestration can be voluntary or compulsory, depending on your circumstances. We’ll guide you through the option that’s right for you.
Voluntary sequestration allows you to take the first step yourself, with professional support to ensure everything is handled correctly and with care.
If this sounds like your situation, it’s important to get the right advice as soon as possible. We’ll help you understand what’s happening and guide you through the process calmly and confidentially.
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When you reach out to Cure Debt, you don’t need to have everything figured out. You’ll be guided through the process step by step, with personal support throughout.
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Choosing the right support matters when you’re dealing with something this personal.
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Join thousands of South Africans who have safely navigated insolvency with our guidance.
This is not a loan. We provide legal insolvency solutions that allow you to exit debt permanently rather than borrowing more money.
Not necessarily. In most cases, we can negotiate with the curator to let you keep your movable assets by buying them back at a low second-hand value.
Sequestration is a legal process, but it rarely impacts your employment. It generally only affects individuals in specific fiduciary or financial advisory roles.
Once the sequestration process begins, all salary attachments and garnishee orders must stop by law, giving you immediate relief from take-home pay deductions.
For many, yes. While Debt Review requires 100% repayment over many years, Sequestration allows up to 80% of your debt to be legally written off.
That is perfectly fine. Our initial assessment is 100% free and confidential, designed only to give you the facts you need to make an informed decision.
If debt has become overwhelming, the most important step is talking to an expert who can explain your path to freedom clearly and privately.
Your 100% Confidential Assessment provides:
🔒 Your details are 100% confidential and secure.
🔒100% Private. No obligation.
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